So You Want To Get Paid?

COURTLAND BROOKS - Oct 5 - Payment Processing companies charge from 2% to 15% of the sales price.  And this doesn’t include setup fees, chargeback fees, and the cost of your time if the service is poor.  So how can you get the best deal and the most services?  

There are thousands of payment processing companies.  Some specialize in the dating market, some do not.  You need to interview a number of payment processing companies and ask the right questions.  So what questions should you be asking?  We’ve listed them here.  

            * Do they accept dating and/or adult sites?
            * Will you qualify for a merchant account?
            * Are They PCI Compliant?
            * Does the Bank Pay You Directly?
            * How many banks do they represent?
            * Who owns the data?
            * How much Customer Service assistance do you need?
            * What method of payments do they accept?
            * What currencies do they accept and settle in?
            * What kind of risk management do they offer?
            * Do they offer customized scrubbing?
            * Can you set your own refund policies?
            * What is their discount rate?
            * What are their setup fees?
            * When do you get paid?

If you want a greater understanding of how to get the best deal on a payment processing, Courtland Brooks offers a free report called, “So You Want to Get Paid.”  You can download it here.

Comments

[Plimus Sales]

As one of the leading payment solutions for Online services (Plimus) I thought it would be helpful to answer your great questions for all:
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Does Plimus accept dating and/or adult sites?


Plimus accepts all standard dating sites.
however we do not accept pornographic/adult-related content or sex-based dating. If you feel that your site is ‘borderline’ then our Vendor Support team will review and give you a response as to whether we can work with you within 2-3 business days.
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Will you qualify for a merchant account?


Working with Plimus you will not have to deal with the expensive and time-consuming bother of having to open and maintain a merchant account. Plimus acts as the merchant of record and all associated costs and ongoing management are covered by Plimus.

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Is Plimus PCI Compliant?


Plimus is fully PCI compliant and observes strict controls over payment processing, privacy and security in accordance with US-based industry practice.

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Does the Bank Pay You Directly?


As Plimus is the merchant of record, payments are received by Plimus and we handle charging and payment over of VAT and California Sales Tax to the relevant tax authorities, based on the IP location of your customer. Plimus then accounts directly to you for your sale proceeds after deduction of the agreed Plimus fees at the end of each payment cycle. You can select your preferred payment method.
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How many banks does Plimus represent?


Plimus is a truly global company that works with the main bank and credit card networks across the world. If you need a specific answer as to whether we can work with your particular bank, we can quickly verify this if you supply the bank name, sort code, branch, city and country details.

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Who owns the data?


As merchant of record Plimus is the technical owner of the data, however with the exception of credit card number information only, our reports system provides you with full customer and transaction data on a real time basis. We also guarantee that your client information will never be used by Plimus to market other offerings to your customers.
Plimus includes a free built-in affiliate management and network sales system that allows you the option - at no extra cost - to have your products marketed by affiliates and sales partners. If a sales transaction is completed by an affiliate then relevant transaction information will be passed to the affiliate.
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How much Customer Service assistance do you need?


Plimus provides free 24x7customer service to your end customers, in respect of their purchase transaction, however all technical and product support relating to your services will be provided directly by you as the product provider. Plimus also handles customer issues relating to payment problems, order refunds and chargebacks/cancellations. By buying through Plimus customers enjoy the security of purchasing through a major secure online payments networks that hosts millions of transactions each year from across the world.
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What method of payments does Plimus accept?


Plimus accepts virtually all legal forms of payment, all major credit cards including Diners and Carte Bleue, payments via PayPal, online bank transfers, wire payments, eChecks, and traditional checks. Not all of these options will always be needed, but you have the option to include them if you wish. The Plimus system automatically shows the relevant currency and relevant payment options according to a customer’s IP address, and the customer can override these defaults and select another currency and language if they so require.
More information here: http://home.plimus.com/ecommerce/content/most-payment-methods

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What currencies does Plimus accept and settle in?


Plimus accepts all major currencies and settles in US Dollars. Sales pages are supported more than 60 languages and over 20 different currencies.
Payment pages can be fully customized to reflect your site brand and design, and automated confirmation emails and newsletters can be set up to set up reward schemes and upsell offers to your service subscribers. The system is designed for electronic coupons, subscriber upgrades, and promotion offers that can help manage the lifetime value of your customers.
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What kind of risk management does Plimus offer?


Plimus is inspected on a live daily ongoing basis by McAfee Secure and you can opt to show McAfee and other security seals on your sales pages to increase customer confidence.
All transactions are monitored automatically for fraud using the latest robust online systems, and suspicious transactions are then manually monitored by a dedicated anti-fraud management team.
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Can you set your own refund policies?


Plimus clients can set and publish their own refund policies but Plimus reserves the right to adopt a 30-day refund policy in situations where a service provider’s policy is unfairly administered against a customer.
Is there a discount rate? 

Plimus fees are based upon the value of your customer’s order, so the higher the invoice value, the lower the Plimus fee rate. Account benefits may be available for businesses with a sustained aggregate monthly turnover exceeding $40,000 per month. A full fees table and fee calculator is available on the Plimus site at:
http://home.plimus.com/ecommerce/sellers/pricing
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Are there any setup fees?


There are no set up fees on Plimus nor hidden charges, and fees are only charged as and when a sale takes place.
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When do you get paid?

Payments are made at the end of every payment cycle (Month, Week), with the deduction of Plimus fees, along with any refund or chargeback payments. If you have sales generated by your affiliates, their commissions will be accounted for in your reports and paid directly by Plimus by deduction from you account.
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How does Plimus differ from PayPal or other payment systems?

Plimus is much more than a payment processing service, it’s a whole E-commerce platform that helps you build your business. It is designed to support electronic Subscription and ‘Software as a Service’ offerings, and includes important business expansion tools such as Affiliate and Network Sales services, multi-lingual/currency management, customer support services, email and newsletter tools, and management preferences for you and your staff. All this is offered in a flexible, secure and fully-customizable framework that builds your brand and service, lets you extract important information from customers, while offering discounts, promotional offers and other purchase incentives.
Powerful reporting tools help you focus on the key metrics that show how your business is progressing, and allow you to concentrate on building the most profitable offerings and markets.

[Paul Gelvezon]

Good questions indeed.

Paul Gelvezon
Vice President Sales & Marketing
L3 Payments, LLC
paul@L3Payments.com
http://L3Payments.com
Cell: 858-922-0044
Fax: 805-449-1103
ICQ: 42640781

[Marc Lesnick]

There is a thread on this as well at
http://mb.internetdatingconference.com/high-risk-merchant-services-advice-t778.html

[Randy]

Interesting, ive bookmarked to show my colleage. http://www.fullmediafire.com

[free dating site]

Hello,

I am a 13 year old girl and I have a boyfriend and I need advice. So can you please give me some first date locations and ideas, flirting tips, things to talk about and stuff like that. Thanks.